Terms

Last updated October 22, 2026

Who we are

UP BUDGET UP is run by [legal name of the business owner or company], [registered address], Latvia, registration number [registration number]. Contact: [contact email].

What you buy

You buy digital Google Sheets templates. After payment you get links that let you save your own copy to your Google Drive. You need a free Google account to use them.

Prices and payment

Prices are shown in US dollars before checkout. Payments are handled by Stripe. Any tax that applies is shown at checkout.

Your licence

You may use the templates for your own personal budgeting and make as many copies as you need for yourself. You may not resell, share, or publish the templates or the copy links.

Not financial advice

The templates are tools for organizing your own numbers. They are not financial, tax or legal advice.

Right to cancel

Because the sheets are delivered instantly, you agree at checkout that delivery starts right away and that you lose your 14-day right to cancel once you get access. See our refund policy for what we do if something doesn't work.

Liability

We take care to make the formulas correct, but you are responsible for checking your own numbers and decisions. Nothing in these terms limits rights you have under consumer law.

Law

These terms are governed by the laws of Latvia. If you are a consumer, you keep the protection of the mandatory laws of the country you live in.